Let's talk about the tremors. It is a function of a shivering platform, similar to a small loan product such as flowers. You're probably thinking, since this is a loan, will my credit be checked if you're shaking? If it's overdue, will it appear in the credit report? Take a deep breath, let's check it out。

Let's start with the question of how long it's due and how long it's due。

The answer is yes。

The monthly payment is a regular loan platform and therefore a credit search is made upon application。

Why

Because, during the application process, users need to read and agree to a range of agreements, including user information authorization agreements, withholding authorization agreements, credit facilities and information authorization agreements. The terms of these agreements would also include authorization for letters of inquiry. Thus, as long as the borrowers agreed to the agreements, it was clear that they agreed to make a monthly review of their credit。

Now, let's see if we're late, will we report the information to the credit agency? Usually, credit institutions are reported if they are more than a month overdue. Financial institutions that work together in a tremor month include banks and consumer finance companies, all of which are already connected to personal letters, so as long as your loan application is successful, your borrowing records will be uploaded into the personal letters system。

But that doesn't mean it's gonna affect your credit, only bad credit records. If you use a shivering month to pay the overdue payments, then your overdue records will be uploaded into the Passage System, thereby affecting your personal credit。

It is therefore important to remember that the payment is made in a timely manner in order to protect your personal credit。