Micro-credit, a micro-credit option that has been popular in recent years, has become a hobby of many users because of the ease of its application and the speed with which it is disbursed. In some cases, however, delays (overdue) in repayment may arise due to personal factors. How can we respond effectively at this time? How can the loan be most effective? How often do you assess the loan? First, if you find out you're past the loan, immediate repayment is your best option。

In particular, in the case of very short overdue periods, repayments usually do not have significant negative effects. However, if the delay is long, you will not be able to repay it for the time being. It would also be a good solution to apply for a negotiated repayment in connection with the services of the particle loan。

In addition, you may have doubts about the timing of the evaluation of the particle loan. In fact, the particle loan does not have a fixed evaluation cycle, but rather decides whether it needs to be re-evaluated on the basis of the user's use of the account. So, what methods do we have to reduce the time for integrated assessments

Increased software activity: multi-transfer, multi-remittance to make the system consider you an active and highly purchasing power user;

2. Upgrading the certificate of assets: the purchase of property items such as funds, and the measurement of your wealth, will help to improve your overall score;

3. Proof of enhanced repayment capacity: The system will remember you and put you on the list of priority assessors by using the granule loan and making timely repayments to show your good repayment behaviour。