When applying for loans, banks and financial institutions usually assess information on users ' credit records, large Internet lending data, etc. If there are delays in these records, it does affect the pass rate of loans. This does not mean, however, that there is no time to borrow. There is still an opportunity to apply successfully, provided that a suitable loan product is chosen。

What are the platforms for late borrowing? Mainly these platforms

Union finance

Convergence finance is a licensed consumer financial institution that is co-organized by commercial banks and China. It provides a safe, professional, smart and easy-to-use cash-lending and phased-in-consumption-lending service. If you have a late record, consider this platform, which may offer you unexpected opportunities。

Yeah

It is also operated by Chongqing City's Small Loans Company Ltd. and is provided with technical services by Shanghai Digital Science and Technology Ltd. It is a phased service platform based on a multi-species of consumption. Even if you have a late record, you can try to apply for approval。

I don't know

IRREGULAR LOANS PROVIDE BORROWING LINES OF UP TO $200,000 TO SUPPORT FLEXIBLE INSTALMENTS AND FAST-TRACK PAYMENTS. THE ANNUALIZED INTEREST RATE STARTS WITH 10.8% (UNI-INTEREST) AND IS BASED ON THE INDIVIDUAL RISK RATING. IF YOU CAN REASONABLY PLAN FOR REPAYMENT, IT IS ALSO A GOOD OPTION。

Loans

Loans are a mortgage-free, unsecured loan product that can be requested on the basis of identity information alone. It is characterized by ease of application and is adapted to a variety of small financial needs, such as shopping, rent payment, etc. For users with overdue records, a loan may also be considered。

Three hundred and sixty

THE 360 LOANS PROVIDE A LOAN LINE OF UP TO $200,000, WITH A MINIMUM DAILY RATE OF 1.4 PER CENT (THOUSANDS OF YUAN 12). THE ANNUALIZED COMBINED RATE OF INTEREST RATE FROM 7.2% IS BASED ON THE RESULTS OF THE AUDIT. THE APPLICATION WAS MADE ON A FULL-WAY BASIS IN SUPPORT OF THE "FACE-WASHING" IDENTIFICATION TECHNIQUE, AVOIDING THE CUMBERSOME MATERIAL SUBMISSION PROCESS。

Good pay

The good pay is a reserve service for the benefit of partners ' platform users up to $200,000. Users can measure their points through the scorecard, which is relevant to the working hours of the collaborators. This is a relatively special product that is suitable for specific populations。

Regardless of which platform is chosen, it is suggested that people should decide whether to apply for a loan on the basis of their own actual circumstances and their ability to repay, so as to avoid financial pressures arising from excessive borrowing。