It's a tremor
- Do you think the personal letter will lead to the time of the exchange
 - I'll open up a shivering month to check the letters
 - What happens when you're late
 - How do you increase the amount of money available for a shivering month
 - Can you pay back early for a shivering month
 - What if the shivering is over
 - One-time payment of interest on a tremor
 - What's that
 - How much do you pay for the tremors
 - What happens if you don't pay the money
 - I'll open up a shivering month to check the letters
 - What happens when you're late
 - Do you think the personal letter will lead to the time of the exchange