In recent years, the concept of overdraft consumption has gradually been accepted and credit cards have thus become an important tool for the daily consumption of households. Not only is it easy but it also offers many additional preferential activities. Large banks have launched individual credit-for-profit products for their own credit card users, in which the construction of banks is particularly well known. However, what is the reason why some users found zero when they activated the breakout? Read the article and you'll understand

The construction of the bank has activated the amount to zero. Why is it so low

First of all, let's find out what's going on. It is a phased product that the building bank has launched specifically for credit card users, and is aimed primarily at users with good credit records, stable revenues and records of transactions with construction. Once successfully processed, users can choose multiple instalments of 6, 12, 18, 24, 36, 48 and 60。

It should be noted that there is no limit to the default of a periodic pass card when activated. This is mainly due to the fact that the amount would have to be transferred to the card only after it had been phased out. If the amount is not used during its validity period, the amount will expire and the user will need to re-apply to the Bank for a phased operation。

At present, the maximum amount of applications available for periodic opening is $300,000, which is generally awarded only to high-quality customers of construction banks, such as mortgage clients and surrogate clients. The construction of banks provides a comprehensive assessment of the creditworthiness and financial means of users, and the higher the quality of qualifications, the higher the level of access。

The Board looked into the applicant ' s letter-of-assist reports and therefore recommended that its own credit records be checked prior to the application. If shortcomings are identified and improvements are made in a timely manner, this will help to increase the success rate of approvals。

Finally, when successful applications are made, it is important to remember that payments are made on time and to avoid creating a credit stain, which is essential for future credit activities。