Founded in 1991, the Bank is a commercial bank operating nationwide. It provides a wide range of financial services, including deposits, loans, property management and foreign exchange. It also covers areas such as investment management, corporate finance and international settlements。

How do you apply for a loan from the Insignia Bank? How high is its borrowing rate

THE BANK OF INSIGNIA HAS LAUNCHED A CREDIT LOAN PRODUCT CALLED THE EMBLEM LOAN, DESIGNED SPECIFICALLY FOR INDIVIDUAL USERS WHO OWN A PUBLIC DEPOSIT OR MORTGAGE. THIS PRODUCT PROVIDES A LOAN OF UP TO $500,000, WITH A BORROWING PERIOD OF BETWEEN 6 AND 24 MONTHS, WITH INTEREST RATES RANGING FROM 0.02% TO 0.05%, WHICH IS BASED ON THE AP AT THE TIME OF THE ACTUAL APPLICATION。

Different user groups are required to meet different conditions when applying for a “insignation loan”:

1.** Basic requirements**

- Between 22 and 55 years of age

- Wage earners and good personal letters

- Repayment of mortgages for more than six months, or professional income of not less than 48,000 yuan/year

2.** Housing mortgage programme (consumption loan)**:

- I've been paying mortgages for over six months

- It's not less than $200,000

- APPROVAL BASED ON 101 TP3T TO 121 TP3T OF THE MORTGAGE LINE

3.** Housing mortgage schemes (business loans)**:

- Small microentrepreneurs, self-employed business owners or other operating natural persons, shareholders or executives

- The operational entity in the name of which it operates for not less than two years

- I've been paying mortgages for over six months

- It's not less than $200,000

- APPROVAL BASED ON 101 TP3T TO 121 TP3T OF THE MORTGAGE LINE

4.** White collar project**:

- Stable work at age 22 and above

- Letters are good

- CREDIT CARDS OF LESS THAN $100,000 AND USAGE OF LESS THAN 801 TP3T, WITH FEWER THAN 10 ISSUING AGENCIES

- My real phone number's been online for over a year

- The number of non-silver microloans (including loans and particulate loans) does not exceed 4

- A maximum of 120,000 won and 50,000 won without a degree

It is important to note that the Insignia Loan is currently open only to users in Shandong, Guangdong, Hunan, Hebei and Fujian provinces。