On loan, this well-known personal credit loan product, which applies to the payment of treasures, is very demanding to the user and you must be accepted and invited by the system to receive the loan amount. If you find it unserviceable for the time being, there are a few small suggestions that can help you。

How do you solve this with a temporary inability to deliver? There are these solutions

First, you have to raise your income. Loans are a pure credit product, which can be applied for without any collateral. So the payment value your ability to repay. If your income is unstable or inadequate, you need to find ways to increase it so that the system can see you can pay back。

Second, to minimize your personal debt. You can't let the paying treasure feel too much pressure on your debt. If you still have a debt to pay, the system may doubt your ability to pay, and in order to avoid risk, the system will suspend your loan. So, before you apply for a loan, you need to lower your debt rate and ease your concern about paying the treasure。

Besides, you need to raise your sesame points. The sesame points are the points given after the assessment of your combined qualifications. If you want a loan, your sesame score should be at least 600. The higher the sesame score, the more trust you look, the easier it is to borrow。

Besides, you can try to buy property. The payment not only provides a loan product, but also a loan item. If your financial capacity allows and can take the risk of financial management, the system can see your economic ability by paying for some property, thereby proving your ability to take responsibility for the loan。

Finally, keep a good credit record. The loan will look at your credit records, so you need to keep a good credit record, avoid having bad credit records, and not much in the near future。

If you fail to pass the loan, you can try to improve your qualifications by obtaining the loan amount. However, it is important to be rationally consumed and to avoid excessive lending, which leads to failure to repay。