First of all, let's have a basic understanding of the Pune Secure Consumption Loan. This is a consumer credit product provided to its mortgage users by the Bank of Pufa, which is used to purchase furniture or renovate houses, etc. Although in some respects it is similar to another product of the Banco Pufa, it is in fact a larger and more demanding loan. Then let's find out what it takes to apply for this loan product and what interest rates are

Is there a high interest rate on Banco Pufa loan? These conditions must be met

Recently, you may have seen some information about the intermediaries in your friends' circles, along the following lines: “If you are a customer of an already existing Puhu loan, you can apply again for up to 300,000 loans and not just for loans.” The product behind this is the Puha Development Loan. At present, the maximum amount that can be applied is 300,000 yuan, while the duration of use is 36 months, or three years. These funds can be used to purchase furniture, renovate houses or purchase personal spaces, etc。

THE INTEREST RATE OF THE LOAN IS RELATED TO THE DURATION OF THE LOAN. THE ANNUAL INTEREST RATE ON LOANS IN ONE YEAR IS APPROXIMATELY 4.35%; THE DURATION OF THE LOANS IS MORE THAN ONE YEAR TO FIVE YEARS, AND THE ANNUAL INTEREST RATE IS 4.75%; AND THE ANNUAL INTEREST RATE IS 4.90% WHEN THE LOAN PERIOD EXCEEDS FIVE YEARS。

How, then, can you apply for a residence loan in Puhafa? First, the applicant must be between the ages of 18 and 60 years with full civil capacity and a second generation of resident's identity card; secondly, the applicant must have good personal credit, no record of default and the ability and willingness to repay the loan for the last two years; and finally, the applicant must have a legally stable source of work and must have been a mortgage client at the bank。

WITH THESE CONDITIONS, YOU CAN DOWNLOAD THE APP FROM PUFA BANK ON YOUR MOBILE PHONE, LOG IN TO THE INTERNET BANK, AND THEN FIND THE "ALL-SERVICES-POPHA HOME CONSUMPTION LOAN." THIS OPTION, IN ACCORDANCE WITH THE RELEVANT STEPS, COMPLETES THE PERSONAL INFORMATION AND SUBMITS A REQUEST FOR A LOAN PENDING BANK APPROVAL。