Today, the way in which instalment purchases are made is accepted by a growing number of users, with the banding platform being popular. However, some users have indicated that they are confronted with the problem of not being able to use symphonies while enjoying the amount, and how should we deal with it

What if it doesn't work

First, it is an effective strategy to raise its own income and improve its repayment capacity. It is well recognized that micro-credit platforms, when assessing user qualifications, focus on the client ' s income situation and that a stable source of income can better guarantee the user ' s ability to pay in full and on time. As a result, the platform may limit the use of loan lines by users with relatively weak income, who will need to explore ways to raise income while reducing the level of indebtedness。

Second, maintaining a low level of indebtedness would also improve access. When users frequently apply for loan products from other platforms, this will result in a dramatic increase in the individual's debt ratio and may raise questions about the system's ability to repay, thereby limiting its consumption to the amount of splits。

In addition, the updating of their identity information is an important way of addressing the problem of unserviceability. If users are unable to use the band, this may be due to the expiry of the identity card and therefore the identity information needs to be updated and resubmitted in a timely manner。

It was also essential to maintain a good credit record. The symphony platform has been connected to the intel system and will check the credit status of users. The platform may limit user access once the creditworthiness of the user has declined, so users need to keep their credit records clean and avoid having adverse effects on themselves。

Moreover, the timely understanding and treatment of overdue arrears was an issue that could not be ignored. In the case of lateness in the use of part-time music products, the Platform may consider that there is a credit risk to the user, which in turn may limit the user ' s use of the loan, so that the user needs to pay the overdue amount as soon as possible, pending the release of the system from risk control。

It should also be noted that the lack of comprehensive ratings, delays or frequent advance repayments and inadequate system lending in the symbiosis system by users may lead to a level of inoperable use。