When it comes to loans, it is certain that everyone is familiar with them, especially for students with financial difficulties, and that loans are an important "life-saving line". It was set up by the National Development Bank to help them pay school fees, accommodation and maintenance. You might ask, what's the difference between seed loans and State loans? Is it one thing

Is this a state grant

Yes, it's kind of a form of State school loans. But there are some small differences between them. For example, applicants for source-based loans typically include the students themselves and their parents, while applicants for state-based loans are mainly individual students. Another difference is the channel of application, where loans for study from birth are applied for at the management centre where the student is domiciled, while State loans for study are applied for directly within the school。

Whatever type of student loan you choose, it is important to comply with the agreed repayment plan so as not to compromise personal credit。

So, if your application for a student loan is denied, how do you respond? First, banks can be contacted in a timely manner to understand the reasons for the refusal and then try to resolve the problem. If the loan information is incorrect, you can arrange, correct and resubmit it; and if you miss the time to apply for a living student loan, you can wait until after the start of school to apply for a university student loan; and finally, if there is no way to do so, you can choose to pay the full tuition fee for the current school year until the next school year。