Many people use flowers to pay for treasures. Sometimes, however, you may need to choose the lowest repayment. You want to know what the next step would be if the minimum repayment had been paid

How can you continue to pay after paying the minimum amount

First of all, it is certain that if you have paid the minimum repayment, but now you have more funds available, you can choose to pay the remaining debt ahead of schedule. This will take effect on the day after you begin to pay and will be considered as an advance payment. This is in fact an effective strategy for significant interest savings。

Whether you choose a minimum or an early payment, as long as you are in the process of regular repayment, it will not negatively affect your credit。

Does the minimum repayment affect your inquest? The payment of the minimum repayment will not adversely affect your personal credit, provided that you comply with the prescribed repayment period and pay your debts on time。

However, if you fail to pay on time before the repayment date, or if the repayment is lower than the minimum reimbursement on the current bill, this could have a negative impact. This breach will be submitted to sesame credit and may result in a drop in your credit score. If your flower accounts are connected to the central bank's credit system, late records will be reported and may be negative in your personal letter report, thereby affecting your personal credit。

The maintenance of good credit means that debt is repaid in full and on time as possible. However, if you encounter difficulties in making full payments, you try to schedule or request an extension. Minimum repayments can be a short-term solution, but do not forget that if you continue to pay the minimum repayments, the system may assess your ability to repay, which may have an impact on your spending。