If you want to buy a house on a loan, it depends on whether the bank passes your application. The concrete thing is, you have to go through the bank, and if you qualify, you can get a loan。

It takes a few working days for a bank to approve a mortgage

Do you want to know how many working days it takes for the bank to approve the mortgage? I'll explain. Basically, most banks take 15 working days to determine whether your loan application has passed. However, the situation sometimes changes. For example, sudden policy changes may even take a month to approve. If the bank is under financial pressure, you may have to wait in line, and the approval period may be longer. If you wait three months, and you haven't heard the results, it's probably your information or your condition doesn't meet their standards, and the bank will let you know if you can't make a loan。

Besides, if your bank card is frozen, have you thought about paying back your mortgage? I'm telling you, the money on the bank card after the freeze can't go anywhere, including the loan. It won't help even if you keep it. At this point, you should contact the bank as soon as possible to ask why and how the cards were frozen. If the bank can't unfreeze your card, you can ask them to change your loan card or postpone your mortgage。