"Easy Flowers" is a pure credit product for immediate financial consumption. As a eligible user, you can immediately borrow the required money while supporting the option of early repayment. It should be noted, however, that early repayments now require three billing cycles. You might ask, what exactly is the three-year billing cycle of "Soft Flowers"

How long does it take to spend three billing cycles

The three billing cycles of "Easy Flowers" are calculated on the basis of your billing day, and after a successful loan, the advance payment can be effected after three bills have been issued. This provision is used only for new borrowings arising after 24 March and, for previous borrowings, advance repayments are available at any time without waiting for three billing cycles。

AND WHAT TIME IS YOUR SPECIFIC BILLING DATE? EACH USER IS DIFFERENT, IN THE WORDS OF AN ONLINE GUEST SERVICE, NAMELY, “THE COMPETING DAY OF A LIGHT FLOWER IS YOUR BILLING DAY, AND THE MINIMUM REPAYMENT IS GENERATED ON THE DAY AFTER THE BILLING DATE, AND YOU CAN UNDERSTAND THAT THE BILLING DAY IS THE FIRST FIVE DAYS BEFORE YOUR REPAYMENT DATE”. TO LOOK AT THE EXACT DATE OF THE BILLING DATE, JUST CLICK ON "LEAVE THE LOAN" - "REPAY THE LOAN" - IN THE "EASY FLOWER" APP, SO THAT YOU CAN DO IT。

WHAT DO YOU HAVE TO NOTICE WHEN YOU PAY EARLY? ADVANCE REPAYMENTS ARE NOT WITHOUT COST. OF COURSE, YOU CAN SAVE INTEREST FOR A WHILE LATER, BUT YOU HAVE TO PAY A PART OF THE COMMISSION AS DEFAULT MONEY. HOW DO WE CALCULATE THIS? THE FEE IS CALCULATED AS AN ADVANCE REPAYMENT FEE = 21 TP3T OF A SINGLE APPLICATION FOR THE PRINCIPAL IN INSTALMENTS, BUT UP TO A MAXIMUM OF RMB 100。

However, the good news is that "Easy Flowers" has introduced a flexible payback service, which, when you apply for a loan, if you buy the service, after two instalments, the subsequent advance payment fee is waived. If, on the other hand, you decide not to pay in advance, you can also choose to extend one further payment after five months, which does not count as a delay。