For many people interested in Internet lending, “Easy Flower” is certainly a familiar name. An easy borrowing process has won the liking of many users. Recently, however, a number of users have expressed confusion about the “failure to spend at a level that cannot be borrowed”. Let us discuss this in depth together。

How can we solve this

First, credit issues are the main factors that may affect the use of loan lines. If you have a negative impact on credit as a result of overdue payments, you need to first repay those arrears in order to eliminate the negative record. Thereafter, a good credit history has been built up on a continuous basis, i.e., no credit operations have been conducted for more than six months. If there is a problem with large online lending data, which is usually due to late recording, the solution is also to be settled as soon as possible。

Secondly, if you have a high debt ratio, it is recommended that you start paying some of your arrears immediately in order to reduce the debt ratio. It may also increase the individual ' s ability to repay, which is relative to the debt ratio. When you lower the debt ratio, there is a greater possibility of being audited through “failure” loans。

On the other hand, you may have applied for a loan for non-lending time, at which point you may try to re-apply at the time of the loan, which will effectively increase the probability of passing the review。

Secondly, if your application is too high, you may wish to try to apply for a small loan, if you have approved and obtained a loan, which means that you are eligible for a “soft flower” application, and that once you have paid off the small loan, the system adjusts the amount of credit to your loan record。

If your personal information is incomplete, please supplement and ensure its accuracy. The system will be re-evaluated on the basis of your updated information, and your level of credit may change after completion。

However, you may not be able to apply for a loan for part of the time due to the system maintenance of the "Easy Flower" and you will be able to apply for a loan again only if you wait patiently until the system maintenance is completed。

Finally, if you have outstanding arrears, then you should immediately repay the previous loan and restore the total amount of the loan. So that you can continue to apply for "Easy Flowers"。