When you use an online borrowing platform like 360, knowing how to handle it can get you a life-saving ring。

What happens when 360 loans are overdue

If you find that your 360-lending clause is overdue, first of all, do not panic, and contact 360-leveraging in time is the first step you should take. The customer service shows your condition and offers a solution, which will provide assistance and advice on a case-by-case basis. Secondly, you can negotiate with them to reorder the repayment plan. They may adjust the repayment dates or instalments depending on your actual situation. In addition, you can find friends and relatives and borrow money to pay your debts. In doing so, however, care should be taken to communicate with them and to avoid unnecessary disputes。

And then you might wonder what happens when you're late. As a rule, your credentials will not be affected as long as the delay does not exceed three days. However, for a long period of time, not only would the letters be compromised, but other personal qualifications would also be affected. The ability of 360 loans to match data means that data records may be generated after a delay, the longer the impact will be severe and even rejected by other loan platforms. After the expiration of the deadline, the Platform will engage in debt-collection efforts, which may include sending reminders to your family, friends or unit leaders, which may have a negative impact on your life and work. So try to avoid delays, and if there are objections to the manner in which the platform is handled, you can go to the relevant department to file a complaint or to consult with the Platform for repayment。