You want to buy a house, run to the bank and submit a bunch of personal information and look forward to taking the housing loan easily. However, your application continues to be rejected and it feels like a nightmare. Sounds awful, doesn't it? But don't worry, now let's see what we can do about this。

What's the solution to this

Found out your mortgage application never passed? As a first step, the bank is asked about the specific reasons for the refusal, which will help you resolve the problem more accurately. So let's look at the possible causes and the corresponding solutions:

1. Mistakes or incompleteness of information: The majority of people encounter problems. Solutions? Completing the information or confirming that the information submitted is true and reliable。

The debt ratio is too high: in this case, you can repay a portion of the debt and reduce your debt ratio。

3. Bank flow is not off: hey, don't worry, you can raise the down payment rate, or you can get your spouse or parents to take out a mortgage and provide their bank flow。

4 Question of letters: Never mind, first, you need to concentrate on resuming letters and wait for a positive response before applying for a mortgage。

5. Bank shortage: Looks like you need to try another bank。

There's a problem with the house: there's nothing you can do about it. You can only ask the real estate developer for a refund。

Well, with regard to the situation in which applications for housing loans have not been approved, we have explored the possible reasons for this and the corresponding solutions. I hope this information helps you. Thank you for reading。