Today, many people face cash shortages in their lives, and it is common practice to choose a mortgage-free solution to financial distress. Here we can make it clear that no mortgage can be trusted. They're essentially credit loans, and if you have a good credit record, you can apply。

Can you believe a mortgage without a mortgage

In order to apply for such loans, you do not need to provide any collateral or security, but you need to provide the following types of material evidence:

1. Identification (e.g. identity card, household register, marriage certificate, officer ' s card, etc.)

2. Residence certificate (e.g. payment for utilities, property administration, property certificate or rental contract)

3. Proof of income (a continuous, mobile salary issued by a bank must last at least six consecutive months)。

Subscriptions to mortgage-free loans are subject to the following conditions:

1. You must have a permanent residence in China, a permanent local household and address or valid residence certificate, and full civil capacity。

The age range is 22 to 55 years, and some products can be reduced to 18 to 60 years。

3. There is a need for stable, legal work and for continuous service of three or more months。

4. Bad personal credit records must be zero and in compliance with the law, without any record of violations or misconduct。

5. You need to open a current savings account or credit card in a loan bank。

6. There is a need for information on recent bank flows。

As you can see, certain occupational groups have an advantage in applying for mortgages without collateral, such as civil servants, employees of public institutions, employees of large State-owned enterprises, employees of the world's top 500 enterprises, medical personnel and teachers in public hospitals. In short, mortgage-free loans depend on your credit, and mortgages and guarantees are not necessary。