Flowers have become a convenient consumer credit tool in our lives. However, we must be clear that whatever credit instruments are, there is the necessary cost of interest. However, if you satisfy the failure to pay on time, this does not mean that you have to leave interest soared. In fact, you can choose to communicate with the florist, to convey to them your current predicament and to ask them to reduce some of their interest rates. Remember, however, that this does not necessarily succeed. In most cases, the flowers may also take into account the actual situation of the client and may offer some preference。

Is it possible to negotiate a reduction in interest if you cannot repay it

We also have a good strategy for repayment: early repayment. The flowers will not be charged for our early payment. So, if you were able to pay in advance, this would be a very effective way of reducing repayment pressure while saving interest。

However, you need to understand that if you fail to pay off the “floods” on time, there are three possible consequences:

1. Impact letters of inquiry. If you fail to pay back on time, then the late record will leave a mark on the central bank's letter system, which may affect your personal letter。

2. Receivable. If you fail to pay back on time, the fancy staff member will send you a reminder, which may have some impact on your life by telephone, text messages or even by calling your contact。

3. Collection of a fine. Once you are overdue, the flowers will receive a fine from the day they are overdue until you have paid it, which will undoubtedly increase your burden。