Let's talk about borrowing this product. It's a strict set of criteria that you have to have 600 sesame points to be invited to open. However, what is the reason why some users find their borrowing accounts limited but unable to apply for them

Why can't you borrow the amount

First, if your personal credit is compromised, such as past defaults or other overdue credit products, the system will temporarily close your account and freeze your amount. It was therefore essential to protect personal credibility。

Second, frequent changes in user information are also systematically identified as high-risk behaviour. For example, your account authentication identity information is out of date, or your frequent replacement device login, and regular changes to account information information can trigger system controls。

In addition, while the borrowed amount could be recycled and there was no limit on the number of loans, the total number of loans could not exceed 50. However, in some cases, the system is being maintained or upgraded, and the loan route is temporarily closed pending the completion of the upgrade。

Besides, you need to see if you're in a normal state of borrowing, like being frozen or suspended, which will affect your borrowing。

Finally, the use of regular, comprehensive assessments of user accounts and usages, delays, early repayments, the infrequent use of borrowings or the payment of treasures, etc., can lead to a decrease in your overall rating, even if there is a level of borrowing。

Well, if you can't use it because of borrowed system problems, for example because too many users go in at the same time, or because of network conditions, you need to wait。

In general, we would like to avoid some of the above in order to take advantage of normal functioning. I hope you can help with the loan product。