Hi, guys. This is a formal lending platform for a wide range of individual users, created by small-scale finance, which is a very good option for resource-constrained friends. But there's a question that's been a lot of concern recently: "Can you postpone the payment? "Let's see

What's the effect of the fact that you can't pay on time

Under normal circumstances, the loan of the Rich Flower is not allowed to be deferred. But in the case of a borrower who loses his job, falls ill and is unable to work, resulting in a temporary loss of repayment capacity, you can apply for an extension of repayment from the official client of the Rich Flower。

TURNING TO THE ISSUE OF OVERDUE PAYMENTS, I WOULD LIKE TO REMIND YOU THAT THE IMPACT OF OVERDUE PAYMENTS ON PERSONAL CREDIT AND ON FUTURE BORROWING IS BY NO MEANS INSIGNIFICANT. FIRST, A PENALTY RATE OF 150% AT THE AGREED RATE OF THE OVERDUE AMOUNT WOULD BE CHARGED ON A DAILY BASIS AS SOON AS THE LOAN WAS REPAID. SECONDLY, IN THE EVENT THAT YOUR LOAN IS OVERDUE, THE RELEVANT OVERDUE INFORMATION, INCLUDING THE OVERDUE PERIOD, THE AMOUNT, AND THE LONG OVERDUE PERIOD, IS REPORTED TO THE PEOPLE ' S BANK ' S CREDIT SYSTEM, WHICH HAS A NEGATIVE IMPACT ON PERSONAL CREDIT. AND FINALLY, IF YOU'RE LATE ON THE RICH FLOWER PLATFORM, THAT MEANS YOU MAY LOSE THE CHANCE TO BORROW AGAIN. SINCE TIMELY REPAYMENT REFLECTS A PERSON ' S GOOD ECONOMIC SITUATION AND GOOD REPAYMENT CAPACITY, IT IS A STABLE AND RELIABLE BORROWER. SO TRY NOT TO BE LATE

That's all the information about whether the "rich flower" loan can be extended, and hopefully it will help your financial life。