In accordance with the circular issued by the People ' s Bank of China on the downward adjustment of the interest rate of the Personal Housing Provident Fund loan, since 18 May 2024, the Provident Fund interest rate of the Personal Housing Fund loan has been reduced by 0.25 percentage points in the Southeast Province Housing Fund Management Centre。

FIRST, THE INTEREST RATE ON THE FIRST SET OF SPF LOANS WAS ADJUSTED TO 2.35% AND 2.85% RESPECTIVELY, FOR THE FIRST SET OF SPF LOANS TO BE ADJUSTED TO 2.35% AND FOR THE SECOND SET OF SPF LOANS TO BE ADJUSTED TO 2.775% AND 3.325%, RESPECTIVELY, FOR THE SECOND SET OF SPF LOANS TO BE ADJUSTED TO THE NEXT SET OF INTEREST RATES OF FIVE YEARS (INCLUDING FIVE YEARS)。

II. The individual housing fund loans granted from 18 May 2024 are implemented at adjusted interest rates; the housing fund loans granted before 18 May 2024 are implemented at pre-adjustment rates, pending the implementation of adjusted interest rates from 1 January 2025。

Source: South Eastern Region Housing Provident Fund Management Centre