When you applied for a small, mortgage-free loan using 360 loans, did you ever encounter a situation that showed that you had been doing it

360 debits always show what's going on here

First, it may be because your application is still under review. After each loan application is submitted, it is subject to a review process, including identification, credit evaluation, etc. If you have not passed all the clearances, or if additional documentation or information is required, the loan status may have been shown as “deposit”。

In addition, once your application for a loan has been approved, 360 loans will need to be made in cooperation with banks or other financial institutions. Financial institutions may have different processing times, some of which may take a relatively long time to process and release, so that the “discount” status may last for some time。

In some cases, however, the lending institution may encounter malfunctions or technical problems that lead to delays or errors in the process of lending, which may also be shown as “deposit”. However, once the system is back to normal, the results of the audit will be updated. Users should therefore be careful to look at the details of the bank card and, if a record is found, the consistency of the amount borrowed can be verified to confirm whether the loan was successful。

Finally, if the loan needs or conditions of the borrower do not meet the requirements of the 360 debits, this may also result in a lack of smooth lending. This may be due to the fact that the borrower's credit ratings, income levels, etc. are not in accordance with the requirements and the system is not updated in a timely manner, thus showing a “discount”. However, the results will normally be available within 48 hours。

With regard to the conditions for applying for the 360 debits, first, the age must be 24 and up to 55 years, and the status cannot be that of a student. Secondly, a good credit record. Since 360 loans are credit-seeking, creditworthy people can borrow relatively easily and on a higher scale. Poor credit, on the other hand, may be rejected or borrowed at a lower level. Furthermore, it is only necessary to provide an identity card and a bank card. The 360 loans do not require collateral or complex information, but must be confirmed as personal loans. Finally, there must be repayment capacity, that is, the need to take into account such factors as income, liabilities and credit。