We're all using flowers. It's a very popular credit consumer product. For many, especially those who prefer to use the minimum repayment function, flowers are an ideal option. But how do you calculate the minimum repayment for flowers

How do you calculate the minimum payment for the flowers

THE MINIMUM REPAYMENTS THAT ARE SPENT ARE ONLY ONE OF MANY REPAYMENTS, IN ADDITION TO DELAYS, INSTALMENTS AND FULL REPAYMENTS. THE PROBLEM OF USER REPAYMENT IS FACILITATED BY THE FACT THAT A MINIMUM OF 101 TP3T IS PAYABLE IN A SINGLE MONTH FOR THE SELECTION OF THE LOWEST REPAYMENT. THERE IS, HOWEVER, A CERTAIN INTEREST REQUIREMENT TO SELECT A MINIMUM REPAYMENT. IN THE EVENT OF A FAILURE TO SETTLE, INTEREST WOULD HAVE TO BE PAID AT A RATE OF FIVE PER THOUSAND PER DAY FROM THE DATE OF PURCHASE. THE LONGER IT IS NOT SETTLED, THE MORE INTEREST WILL BE CALCULATED. MOREOVER, IF YOU CHOOSE A MINIMUM REPAYMENT, YOU CAN NO LONGER ENJOY ANY INTEREST-FREE PERIOD. SUBSEQUENT BILLS WILL ALSO CHARGE INTEREST AT THIS RATE. AS A RESULT, SOME USERS FIND THAT IF THE LOWEST REPAYMENTS ARE SELECTED, THE MONTHLY REPAYMENTS TEND TO INCREASE。

With regard to the impact of the minimal repayments spent on personal credit, there would be no significant negative impact as long as the repayments were made on time within the required repayment period. However, it may have a negative impact if it is overdue, i.e., before the date of repayment, or when it falls below the minimum amount paid in current statements. Such delays are systematically referred to sesame credit and may lead to a decrease in sesame fractions. Some of the flowers are also sent to the central bank for a letter, which is recorded in your personal letter report, thus affecting your personal credit。