As living standards improve, people ' s consumption needs are increasing, but many will be unable to meet their own consumption needs because of lack of funds. At this point in time, consumer loans can provide financial support to all, and “financial consumption loans” are a good option。

A loan for financial consumption

First, CICAD is an unguaranteed, uncollateralized consumer loan product that borrows at a relatively high level to meet the large financial needs of its clients. Moreover, CICAD has provided for a variety of repayments, which clients can choose to make in a manner consistent with their own income and which is easy to repay。

Second, the process of applying for a financial consumer loan is relatively simple, and the client only has to operate in the process of providing personal data, completing interviews and concluding contracts. Clients who apply for financial consumption loans can borrow through a variety of means, including network consumption, daily consumption, tourism consumption, etc., in a flexible and convenient manner。

Third, CICAD also provides different product types to meet the needs of different clients. For example, a “consumption-scheduling” product of CSIC can provide regular repayment services to customers, and the product can be borrowed for up to three years and is well suited to those consumers with larger loans and longer repayments。

Finally, it has an important advantage in the high credibility of its financial products on the market and in providing better quality services to its clients. It is understood that there are no higher transaction rates for CICAD loans and no higher unsustainable rates, and that each consumer may choose to borrow in a manner suitable to his or her own。