Application process for an interest-free loan for a student ' s start-up:

1. Preparation of a loan application to the Service Centre for the Management of University Entrepreneurs for information on income certificates, business licences and related licences, such as identity cards, student certificates, school certificates or diplomas, diplomas, and bank flow water, and receipt of the application form and submission of the forms and information together

2. Service centres for the management of university start-ups

3. Adoption at first instance by the relevant departments, such as the Personnel Department and the Treasury, to review industrial orientation, size of enterprises, registered capital, etc., and to approve the amount of the interest rate

4. The Human Resources Board publicizes the objectives and amounts of the assessed loan

5. If there is no objection after publicity, the Personnel Board issues a letter of approval

6. The Fiscal Authority allocates funds from the special fund for the self-employment of university students。

Conditions for applying for an interest-free loan from a university student:

1. 18 years or older

2. A university degree with a college degree or higher, a university degree or post-graduate degree, and a university student who has graduated within two years

3. Have a permanent residence or place of business, which provides a business licence issued by the business administration and a licence to operate the relevant trade

4. Stable income and ability to repay on time

5. Entrepreneurship investment projects already have some self-financing and have market potential and development prospects

6. The opening of a settlement account at a loan bank and the settlement of operating income by the bank

7. Credit is good, and there are no poor records and serious negative information in letters of credit reports。

It needs to be noted that the availability of interest-free loans depends primarily on whether the local government has an interest-free loan policy。