`Leave,' a popular personal credit product on the treasure has received increasing attention and applications in recent years. However, there are also a number of cases where the application process has failed. What caused these failures? I'll give you some details。

First of all, what we need to understand is that credit failure can lead to the failure of borrowing. In the case of undesired acts, such as lateness on the borrower, such as recording on letters of call, whether borrowing or not, this could lead to a decline in the borrower ' s personal composite qualification and sesame credit scores. In such a case, the borrowing system may consider the borrower ' s loan to be too risky, and failure of application is inevitable。

Second, the irregular use of loan funds may also lead to borrowing failures. In essence, loans are consumer loans, i.e. funds should be used for consumer purposes such as tourism, study abroad, etc., while the investment or repayment of other loans is considered to be an irregular use, which may also result in users ' payment accounts being blocked from applying for loans。

In addition, if you have recently changed your new phone, it might be difficult for you to borrow it. If that is the case, it is recommended that the application be made later and that, to the extent possible, payments be made through the payment of treasures, and that personal information be updated and improved, which would facilitate successful applications。

The so-called lack of comprehensive ratings can also be a cause of the failure of lending. The rating was assessed by the system on the basis of a combination of user letters, sesame credit scores, and payment for the consumption of treasures. If the comprehensive rating of the user fails to meet the target, it may result in a loan refusal。

Borrowings may also fail in periods of system rush or in unusual payment status. Disbursements may be delayed or failed in case of system rush, failure or upgrade. Discrepancies in the status of the payment account, such as the risk of irregular cashing, brushing, misappropriation, frequent equipment replacements and information modification, may also be identified as high-risk accounts by the payment of the Powerhouse Control system, thereby affecting lending。

In conclusion, we can see that there are many possible reasons for the failure of the loan application. On the basis of those explanations, we can find the reasons for our failure and a solution。