As emphasis is placed on financial management, more and more people are choosing Internet-based lending services, such as peace and intelligence. Compared to traditional bank loans, Internet loans are popular because of such advantages as ease of process and the absence of collateral. However, many borrowers have a question after the loan has been repaid: will the loan be used again? Today we will analyse this issue。

Can we use it again after the peace and intelligence fund

First, there is a need to understand how the peace and intelligence fund will be repaid. The ISF supports a variety of repayment methods, such as gratuity and principal, which are fixed-term, fixed-value loans. When the borrower repays the full amount after maturity, the borrowing period for the loan ends. If borrowers need to borrow again, they need to re-apply for loans, reassess credit and liability risks and re-approval of loans. Therefore, if further borrowing is required, it is recommended that relevant materials be prepared in advance so as not to affect the timely disbursement of loans。

Secondly, it should be noted that the loan line is also limited. As an Internet-based loan company, the ISF is assessed on the basis of individual credit assessments of borrowers, the current economic environment, market conditions, etc. When the borrower has completed repayment, and if it needs to borrow again, ILC will reassess the borrower ' s credit assessment, which will require the borrower to have a normal credit record and repayment capacity。

Finally, attention needs to be paid to the maintenance of personal credit after the loan has been repaid. As a legitimate Internet finance company, ISF reports personal call records for all lending activities. If the borrower had, for example, overdue and arrears during the loan, it would have a negative impact on the personal credit record, which would have led to difficulties in following up on the loan application。