With the rapid growth of Internet finance, more and more people are focusing on and using online lending platforms. Among them, Good Loans, a well-known Internet finance platform, is popular with a wide range of users. However, a number of users have questioned whether the Good Loans Public Number will also be placing personal information on letters. This paper will analyse this issue from several angles。

Are you interested in putting a letter on the Good Loans Public

In terms of the functionality and purpose of the Good Loans Public Number, it is mainly the provision of lending information and services. Users can be updated on the latest developments of the Platform, product information, repayment reminders, etc. through the Public Focus. In this process, the Good Loans Public Number does not directly request the user ' s personal information. However, when the client chooses to borrow and enters the approval stage, the good term loan is assessed on the basis of information provided by the letter-in-trust agency. In this process, user personal information and borrowing records may be collected and recorded by the letter-calling agencies。

Trust agencies are independent third-party agencies that collect, collate and manage personal credit information. As an Internet-based financial enterprise operating in compliance with the contract, the loan is evaluated in cooperation with the Trust Centre of the People ' s Bank of China, which reports the user ' s information. This means that the record of borrowing for good term loans and the credit position of users may be recorded in letters of credit reports and have an impact on the credit rating of users。

At the same time, it needs to be made clear that letters of call do not rely solely on information from the good loan public. Credential institutions take into account the multiple sources of credit of individuals, including bank debit cards, credit cards, other lending platforms, etc. As a result, even if users do not pay attention to the Good Loans Public Number, their borrowing records and credit status on other lending platforms may be collected and recorded by the call institutions。

In addition, it should be noted that, in the credit evaluation of the credit seeker, other factors, such as the income position of the user, repayment capacity, etc., are taken into account in addition to the personal borrowing record. Users are concerned that the Good Loans Public Number allows them to obtain information about borrowing, while at the same time helping to improve the credit status of individuals through the preferential activities and information provided by the Platform, so as to achieve better results in overall credit assessment。

In the light of the above, attention to the Good Loans Public Number does not directly call on personal information, but when users choose to borrow and enter the credit assessment phase, personal information and borrowing records may be collected and recorded by the caller agencies. Attention to the Good Loans Public has access to information on borrowing and can also help to improve the credit status of individuals through the preferential activities and information provided by the Platform。