In the first part, we talk about paying for the flowers and services, and how to borrow money from them to make a swing. Spending on credit for consumption on the treasure platform has benefited many people. To borrow money from the flowers, the steps are as follows: how do you borrow the flowers? Why do you spend the amount but not use it first? Then you find and click on the " My " button at the bottom right corner of the main page, and you see the " flower " and " borrowed " options. We're going to need to click on "Ant Loan," and we're going to do the next move. You can see the details of your borrowings and interest on the “loaning” interface. At this point, click on the “Leave” button and then enter the amount of the loan, choosing the length of the loan, for example, for 6 or 12 months, and enter the amount to be borrowed in the “How much to borrow”. By clicking on the "How to pay back" button, we can choose how to repay, and we usually choose a first-rate, second-hand copy, and enter an accurate amount to better compare total interest. Last step, click the OK button to borrow and enter the payment password. Done! Money is moved to a payment account, that's all. In the second part, let's talk about the problems that may be encountered in the situation, such as the fact that the amount spent is sufficient, but not necessary, what are the possible reasons for this? First, it may be that there is an anomaly in the condition of flowers, for example because of freezing, wind control, etc., which can be used normally if it is discovered that the arrears are due to the fact that they are overdue and that they need to be settled and recovered. Second, some vendors may not be able to use flowers to pay if they do not have a collection function. In this case, it is recommended that alternative payment methods be chosen, or that the business that has accessed them to collect them be selected for shopping. Thirdly, in some cases, the use of flowers needs to be assessed in a comprehensive, system-wide manner and, if early repayments are made and flowers are not used often, this may result in a lack of overall scoring and the use of flowers is suspended. In cases where the amount of the expenditure is sufficient but cannot be used, it can be self-recovered。