At present, many young people tend to use financial instruments such as flowers to manage their day-to-day income and expenditure and to use wages to pay off their debts in an instant. If, however, you borrow more money from what you spend and become difficult to repay, can you negotiate with the flowers to repay only the principal? Is it possible to negotiate only the principal? First of all, if you find yourself unable to pay off your debt, you can try to negotiate with the paying customer and apply for interest relief. However, success in reducing interest will ultimately be determined by the payment of the treasure. Especially in cases of economic income and solvency, or deliberate default, the payment of treasures does not easily agree to the request. Generally speaking, the repayment negotiations are strict and, if the delay exceeds one month, it is unlikely that it will be able to accept the instalment application, but rather that you will be required to pay your arrears in full. In addition, the higher the interest due, the greater the amount that would have to be repaid. However, if you are really unable to pay your debt, rather than defaulting deliberately, the payment of the treasure may provide some support. You need to explain your situation clearly and provide sufficient evidence to prove your intention to pay your debt. The first choice for consultations requires proactive and timely contact with the paying of the bouquet, an explanation of the reasons for the fine and an attempt to negotiate a reduction in interest and a fine. In the course of the negotiations, the attitude must be sincere and cautious. Once an agreement has been reached, it is important that the provisions be carefully read to avoid any unreasonable charges. When you sign the agreement, you will have to pay your debts on time, otherwise you will face higher rates of interest, which will affect sesame credit scores and thus negatively affect the subsequent use of flowers. In short, while it may be possible to hold consultations to reimburse only the principal, it is still not known whether the flowers will agree. This also re-emphasizes the importance of timely debt servicing。