Rhoda: from 2 July, adjustment of the formula for calculating the housing reserve loan line
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It is known that, from 2 July, the Housing Provident Fund Management Centre of Tsuda City adjusted the formula for calculating the housing reserve loan line. Prior to adjustment: Housing Provident Fund loan line = sum of the balance of the current employee ' s and wife ' s housing fund account x 2 + the current monthly contributions of the borrower couple x the total number of months to the date of statutory retirement x 1 × liquidity adjustment factor。
Adjustment: Housing Provident Fund loan line = sum of the balance of the current employee ' s and wife ' s Housing Provident Fund account x 2 + average amount paid by the couple in the six months preceding the loan application x total number of months to the date of statutory retirement x 1 × liquidity adjustment factor。
Source: Sumda City Housing Fund Management Centre
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