hello, china bank e loan is a personal online loan service under the umbrella of the china bank group, which meets the financial needs of its clients through online submission, rapid clearance and disbursement. however, some clients are confronted with a situation in which the china-china e loan shows that the status of the “approval process” has not been updated for a long time, and we will then analyse the reasons for this situation from several angles。

the chinese loan has been showing approval

1. Error or incomplete application

in the china-china e loan application chain, clients are required to submit personal information, income certificates, personal credit reports, etc., which, if incorrectly completed or missing, may result in being in the process of approval. as a result, when it is found that the status of the china-china e loan approvals is ongoing, the client can first see if there are any problems with the application information he has submitted and, if necessary, complete it as soon as possible。

2. Large demand for loans

in addition, if the demand for loans by clients is greater, we need to know that, in china's e-loans, more rigorous scrutiny is usually required to address the larger demand, so that the processing time may be longer. clients can then wait patiently and do not apply frequently, which would affect the processing process。

3. System failures

in some cases, the chinese-small e loan status has been the approval process that may also be associated with the system ' s own failure. attempts could be made to replace the browser or to reapply with other equipment, and if it was not effective, to contact the client staff in a timely manner. they help their clients to find the problem and to make timely repairs。

Bank internal factors

finally, the reasons for the continuation of the status quo in the granting of chinese-chinese loans may also be related to internal bank factors. there may be a variety of reasons within the bank that lead to delays in the bank process, although this is not common, if the client encounters them at the time of the application, he or she may choose to contact the bank ' s relevant customer manager or staff to know the circumstances。

in general, the china-china e-credit has consistently shown that there may be multiple and multiple reasons for approval and that different situations require different solutions. as a result, when clients find themselves in the status of the chinese-small e loan approvals that have not been updated for too long, they can choose a different response to specific situations or directly contact the chinese-smalle loan clients to obtain better solutions。