With the development of modern society, loans and credit cards have become an increasingly selective form of consumption. Recently, a large number of people have shared their bank account interfaces in the community of microblogging and Twitter friends. It seems that there is suddenly a higher level of availability. This, to say the least, has caused many surprises and excitement, as well as concerns about the security of consumer loans and credit cards. Thus, the following is an analysis of “the safety and legality of the comfort margin”。

So, what do you think

First, is it safe and secure

With regard to the sudden introduction of a higher level of availability of “soft flowers”, many expressed concern. When people use consumer loans and credit cards, safety and reliability are the most basic requirements, as it relates to our personal privacy. This issue can be analysed in the following ways:

Whether the deduction regulates:

Credits or credit cards must be withheld for the use of “failure” consumer loans or credit cards. So, would it be more expensive

In fact, the issue of the withholding of consumer loans and credit cards is not just a “soft flower”, but is one that all financial institutions need to address. Under normal circumstances, the deductions should be made in strict accordance with the contract. However, in the event of a problem with the deduction, the bank should provide a good explanation and refund in a timely manner. The reliability and security of consumer loans and credit cards could not be addressed if banks were unable to deal with the problem。

Disclosure and theft of account information:

There are concerns that the account information provided in the comfort flowers may result in leakage and theft. Will this happen

In the processing of credit cards or consumer loans, every personal information collected by financial institutions is highly confidential. No one else has access. As a result, if it is a hacker attack or if there is a theft on the platform, then it is not a problem of “soft flowers”, but a gap in banking security mechanisms. More importantly, anyone who uses consumer loans and credit cards needs to be vigilant not to disclose personal information without authorization。

Also, is it legal to open a flower

This may be of interest to some consumers preparing new cards. As provided by law, banks must comply with due and lawful procedures for the issuance of cards and increases, otherwise, if consumer resistance is not created, it will also have a serious impact on banks. Thus, if banks wish to open higher lines of credit, they must comply with the provisions of national laws and relevant regulations. As to the conformity of the lettering process for a flower of ease, it would depend on the explanation provided to the consumer by the bank's customer service。

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