The fast-track loan, a fast-track loan product launched by the China Bank for Construction, is one of the first choices of many who need money to use it urgently. However, a number of users have indicated that, following fast-track lending applications, problems of slow approvals and inadequate levels have arisen, in particular the recent application for a fast-track loan, which has been somewhat larger than before。

There's no limit to how long it's been three days since the start-up

First, the problem of slow approval of fast-track loans is related to the approval process of banks, personal qualification review, etc. Even for fast-track products, banks need to approve users to ensure that the borrower ' s credit position and repayment capacity meet certain standards. In addition, there is a difference in the speed at which fast-paying loans are granted for working days and non-working days. Therefore, when applying for a fast-track loan, users need to know the bank ' s approval rules and time frame, to rationalize the application time and to increase the success rate of approvals。

Second, the problem of inadequate fast-track lending may be related to the credit rating of users, the level of income and the use of the loan. Based on an individual risk assessment, banks control the amount of the fast-track loan and not all users receive a higher level of approval. Users need to make a full assessment of their assets and credit position before applying for fast-track loans, as well as to choose the appropriate repayment modalities and amounts。

Finally, the three-day closure of the Bank's fast-track loan was an open-ended problem, probably due to poor personal credit, overdue repayments, etc. Bank risk control attaches great importance to the fact that the subsequent fast-track loan recovery and repayment plans will be affected by the actions of users, such as late repayments during the borrowing process. Users therefore need to know the bank ' s repayment rules and care prior to borrowing to ensure that repayments are made on time so as to avoid shortfalls, delays, etc。

In short, there are a number of issues that require attention while building fast-track loans quickly address the need for emergency money. Users need to know the bank ' s clearance rules and application time before applying for fast-track loans, and fully assess their credit ratings and income levels to ensure successful applications. During the borrowing process, the bank ' s repayment requirements are complied with to ensure that the recovery and repayment plans for the subsequent levels are carried out smoothly。