With the rapid growth of modern society, the financial sector is expanding, and the borrowing of the reserve as one of the better products is well received in the market. So how many times a month can you borrow the reserve? What's the situation? We can analyze it from multiple angles。

I. RULES FOR THE USE OF FINANCES

First of all, we need to know the rules for the use of the reserve. According to the official presentation on the payment of treasures, the loan is an authorized service that is automatically generated for the user after the loan has been opened and that allows the user to provide an easy back-up for part of the bill. The “back-up portion bill” here refers to bills relating to the credit rating of users, such as cell phone calls, utilities, etc. As a result, the number of times the provision is borrowed is related to the number of bills that qualify, rather than a fixed number。

Limitations on the use of borrowed reserves

In a loan-in-service agreement, Ali Baba (China) Ltd. made it clear that “the user may not use borrowing and loan-in-forward operations beyond those limits, which could otherwise lead to the loan being discontinued or functional limitations and the user may be held liable for the corresponding breach”. In particular, the use of borrowed reserves is limited in order to prevent abuse of borrowing services and to protect consumer interests of users. For the time being, the limit on the number of times a loan is not very clear and is usually assessed in a comprehensive manner on the basis of a number of factors, such as the credit rating of the user and the borrowing of historical records。

III. How to rationalize the use of borrowed funds

In the use of the borrowed reserve, the following should be noted:

1. Imprests do not apply to all types of consumer bills and require users to choose to use them on a case-by-case basis and not to use them blindly

2. Rationally plan the frequency of use of the borrowed reserve, in accordance with their economic strength and solvency, to avoid exceeding their capabilities

3. Do not easily delay repayments, otherwise they may have an impact on an individual ' s credit record or even lead to borrowing or restricted use。