Net lending has become a form of borrowing by modern people, but in some cases repayment problems have arisen. In that case, then, would it be the choice to consult with a lawyer

First, let us look at our own consultations. The advantage of self-consulting is to save money. You do not have to pay for a lawyer ' s fees, but only to reach a common solution through interaction with each other. Of course, it also takes time and effort. A good solution requires time and patience. If you are a more careful thinker, you may be able to reach a good solution through your own interaction with each other。

Secondly, let's look at the consultations with the lawyers. Lawyers, as legal professionals, are authoritative and understand the law and can design solutions for you on the basis of the law. Such a solution may be much better than you yourself want, because lawyers consider issues from multiple perspectives and take into account possible risks and future problems. This, however, also entails the payment of fees for counsel, which may be costly. Therefore, the cost of consulting with a lawyer is higher than the cost of doing so。

Finally, what we need to consider is the circumstances in which we need to choose between ourselves and a lawyer. If the problems you encounter are simple, it is only necessary for the two parties to resolve them through communication, then choose to consult among themselves. However, if you cannot solve the problem in a short time or have more complex problems, you will have to choose a lawyer to negotiate. In addition, if your counterpart is a non-cooperative person, or if the other side is too demanding, then you need to consult with a lawyer to help you solve the problem。

It is therefore up to the circumstances whether to consult with a lawyer or not. If your problem is simpler, you can choose to consult with yourself; if your problems are more complex, you need to consult with a lawyer。