The pass rate of white-housed car loans is of concern to many, as borrowing is indeed much more difficult for people who are new or have bad credit. So, what's the pass rate for White House? There is no simple answer to this question, and we need to analyse it from multiple angles。

First, according to the requirements of the lender for the conditions of application. In the car loan market, the requirements of the various lenders are not fully consistent, with some having higher credit and income requirements for the applicants and a corresponding lower pass rate, while others have lower credit requirements and a corresponding higher pass rate. In addition, the requirements for vehicular collateral differ from one lender to another, with some accepting only certain brand or model vehicles as collateral to others without special requirements. Therefore, the selection of lenders should be screened on their own merits to increase the pass rate。

Second, on the terms of the borrower. The borrower ' s conditions include a number of aspects, including credit status, personal asset status, willingness to pay and ability to pay, which together influence the borrower ' s application results. Thus, before a car loan application is made, the borrower should assess its own conditions, ensure that the requirements of the lender are met and prepare for, for example, credit credits, personal debt clearance, etc., to increase the pass rate。

Third, in terms of the economic environment. At present, the overall economic situation in the country has been stable, with some positive factors for both the car market and the car loan market. On the one hand, the increasing volume of car sales and the corresponding increase in the number of vehicular collateral and the size of the funds issued for car loans will increase the pass rate. On the other hand, major banks and financial institutions are also increasing their credit support to businesses and individuals, which also provides more access to credit for car loan applicants。