With the spread of mobile payments, many people have tied flowers to mobile phones to facilitate daily consumption spending. The flower is simply an Ali Baba brand, a consumer credit product linked to payments, and users can spend it in instalments to avoid financial stress. But for some newcomers, it may not be known how to open flowers, and this paper will be analysed for you from several angles。

I. How to apply for flowers

1. if you have not paid the treasure account number, download the treasure app and register a payment account number using your mobile phone number。

Click "Flower" on the home page to enter the application page after entering the payment treasure。

After clicking on "Step Up", the system requires you to enter information on the real name, ID number, repayment method, sesame credit authorization, etc。

4. Once the above steps have been completed, you will have to wait for the approval of the review, which will normally take one to three working days。

II. REQUIREMENTS FOR THE REQUIRING OF A DELIVERY

1. Up to 18 years of age。

The identity card is authentic and the information is authentic。

3. Sesame credits have reached more than 600 points, with different levels of sesame credits corresponding to different amounts。

iii. How to use flowers

1. Expenses are paid in instalments. When you have selected the goods you want to buy in the treasure, you can choose the flowers to be paid in instalments if the merchant supports them。

2. Disbursements. When you reach a certain credit line, such as $5,000, you can also choose to pay for it by using it to pay for the purchase and then repay it during the repayment period。

IV. HOW TO ADMINISTRATE THE PHARE ACCOUNT

1. Information on repayments. You can find flowers under the "My" page, where you can see the amount, the date of repayment, etc。

2. Risk assessment. In the back-office management interface, you can find the risk assessment results of your account, including authorization information, violation information, etc., which needs to be managed in a timely manner。

Rational use of flowers. The use of flowers should not exceed the amount of repayments they could afford, otherwise the problem of overpayment might arise。