A personal letter is a credit evaluation based on the subject of the individual, a personal credit record and a reference basis for the assessment of personal risk by financial institutions and other services. What about the personal phone? Here's a more detailed analysis for you from several angles。

I. Queries on official correspondence platforms

the trust centre of the people ' s bank of china is the country ' s most authoritative individual caller, and its official website (www.pbccrc.org.cn) provides free access to the individual credit report service. users need to register in real name and provide relevant document information, so that they can search the individual call report online。

II. LETTER OF INQUIRIES APP QUERY

AT PRESENT, A NUMBER OF BANKS, CREDIT CARDS AND THIRD-PARTY INSTITUTIONS PROVIDE APPS, WHICH CAN BE DOWNLOADED BY USERS AT APPLE APPLICATIONS AND AT THE ANJO MARKET. FOR EXAMPLE, APPS SUCH AS "I'M GOING TO CHECK LETTERS", "I'M GOING TO COLLECT TREASURES", "CREDIT HOUSEKEEPERS" PROVIDE SERVICES SUCH AS SEARCHING, MANAGING AND MONITORING PERSONAL CREDIT RECORDS, SCORING, LOAN RECORDS, ETC. HOWEVER, IT IS RECOMMENDED THAT OFFICIAL APPS BE DOWNLOADED TO AVOID UNNECESSARY RISKS。

III. Third-party search services

At present, a number of third-party institutions also offer letter-seeking services, such as Kyoto Finance, Ant Flowers, 360 Treasure Collections, etc. These institutions generally collect user information through a variety of means, from sources such as access by credit institutions, access to their own research and development technology, etc。

IV. Statutory access

In exceptional cases, users can apply to the People ' s Bank for a letter of credit centre and to the public security organs for a personal credit report. Before an inquiry, the relevant application must be submitted on the basis of the case. Once the application has been approved, the individual letter report can be consulted through the designated channels。

V. OTHER Queries

IF USERS NEED TO SEARCH FOR PERSONAL CALL REPORTS, ONLINE QUERIES AND OFFICIAL APPS ARE NOT THE ONLY OPTIONS. USERS CAN ALSO CHECK BANKS, LETTER CALLERS, THROUGH THE BANK OR AGENCY COUNTER, OR BY CALLING THE CALL CENTRE FOR CALLS。