First, blackers need to establish a certain credit record through the processing of social security and public funds. The blacker can consult the employer or the human resources department on the relevant information and submit the application form, process the Social Security and Provident Fund accounts and start paying. The establishment of a stable payment record through long-term payments will enable black parties to establish effective credit records in the system。

Second, blackers are required to pay social security and pension on a continuous basis. Although black families may not have stable jobs, a stable credit record can be maintained as long as they maintain their contributions and there are no delays or irregularities in pension, housing fund, etc. Furthermore, continuous contributions can provide a certain level of welfare and quality of life for black families。

Finally, blackers can choose a dedicated network lending platform. Today, a growing number of web-based lending platforms are beginning to accept the Social Security and Provident Fund as a call for credit, specifically for black people. Blackers are able to access more borrowing opportunities by providing the relevant social security and pension contributions records when applying for loans。

Of course, blackers also need to be careful about the legitimacy and credibility of the web-based lending platform when choosing it, so as to avoid unnecessary risk. In the light of the above, the letter-writing requirements of the Social Security and Provident Fund, which serve as a network of black creditors, have created more opportunities for black people to make loans。

Through the processing of Social Security and Provident Fund accounts and the continued payment of contributions, blackers are able to establish a stable credit record and improve borrowing opportunities. However, blackers should be careful in choosing a web-based lending platform and maintain good repayment habits to ensure their own credit and financial security. I hope the black people will take advantage of this opportunity to improve their lives.