Hey, everybody, let's talk today about two consumer credit products on the payment treasure: flowers and credit purchases. While they are all credit facilities under the banner of payment, there are many differences. Now, let's take a look at these differences。

What's the difference between paying for credit and buying flowers

First, the biggest difference is in the service provider. Flowers are provided by Chongqing Ant Consumption Finance Ltd., while credit purchases are provided by financial institutions such as banks. This means that the amount of consumption for credit purchases is actually given to you by financial institutions such as banks。

Second, there have been changes in the page display. On the page where you spend, you can see clearly the amount you spend, the amount you use, and the amount you repay. On the credit purchase page, in addition to the amount spent, the amount of the credit purchase can be seen and the financial institutions that provide the specific service are shown. In addition, credit purchases would be prioritized, and if you had written off the purchase individually, the amount would not have released the flowers and would not have been available to reapply once the write-off had taken place。

Then again, the rate is approved. The rates for credit purchases are approved by specific financial institutions such as banks, while the fee approval for the fee remains the responsibility of Chongqing Ant Consumer Finance Ltd. This may require special attention for cost-sensitive users。

In terms of use, credit purchases and flowers differ. The purchase of money-for-money is mainly for under-line shop consumption, while the use of money-for-money is more for online commercial payments. This distinction helps you to choose the right service in different settings。

In the form of payment, the purchase of a flower's credit requires the choice of the door shop on a dedicated page, the entry of the amount of the purchase, and the completion of the transaction by scanned or entered a payment code. The flowers are much simpler and paid directly on the business page, which is deducted from the balance of the expenses。

On the other hand, the amount spent on credit purchases usually ranges from hundreds to thousands of dollars, while the amount spent is higher, typically between several thousand and tens of thousands. This is also an important consideration, especially for users of large consumption。

Finally, let's see how we repay. The repayment period for a credit purchase is fixed, usually for one month or longer, and only the full repayment is chosen. The period spent on repayment is fixed, but the repayment is more flexible, with the option of full or partial repayment。

These are the main differences between flowers and credit purchases, and it is hoped that this information will help you to better understand and choose what is appropriate for your own consumer credit services。