Indeed, the consequences of the falsification of loan information are far more serious than expected. Once discovered by the bank, not only are the loans directly rejected, but they may also be blacklisted. Worse still, it may also constitute “loan fraud”. In accordance with the Supreme People ' s Procuratorate and the Ministry of Public Security ' s criteria for the prosecution of criminal cases under the jurisdiction of the public security organs, the bank has the right to file a complaint with the public security organs for a loan fraud amounting to more than 20,000 yuan, and to take such measures as the suspension of loans, the early recovery of loans or the collection of interest on loans。