In the Internet age, more and more businesses are being moved online, including for loans. In particular, with the spread of the Internet lending platform, major banks have begun to launch their own online lending products. The “fast-track lending” of construction is a typical example。

What are the conditions for a fast-track loan application? This type of user is better off

So, how do we get a fast-track loan? According to official construction bank information, the terms of the fast-track loan application are not complex, but there are some important details to note。

First, the user of a fast-track loan must be between the ages of 18 and 60. In addition, applicants need a stable source of income and good credit qualifications. On the face of it, these requirements do not appear to be high, but they may be more difficult to pass through for those who regularly apply for loans or engage in bad lending practices。

The construction bank has strict requirements for credit qualifications, the applicant has been unable to record any apparent delays in the last two years and has not had any problems with “credit payouts” or “data flowers” in the last six months. These are important factors that may lead to the rejection of loan applications。

In addition, repayment capacity is an important part of the audit. The construction bank will report on the current loan status of the applicant and determine whether there is a problem of multiple borrowing or high indebtedness. It is therefore recommended that users who regularly use loan products clear a portion of their arrears before applying to improve the pass rate。

The size of the fast-track loan varies from $1,000 to $200,000, depending on the actual qualifications of the user. If you have a more close business relationship with the Bank, such as a mortgage loan or the purchase of a change of property, you will be considered a high-quality customer, which will not only increase the pass rate but may also increase the loan amount。

USERS WHO MEET THESE CONDITIONS CAN FIND ACCESS TO THE FAST-TRACK LOAN THROUGH THE CONSTRUCTION OF THE BANK ' S OFFICIAL APP, FILL OUT PERSONAL INFORMATION AND SUBMIT THEIR APPLICATION TO THE SYSTEM. QUALIFIED USERS MAY EVEN RECEIVE LOANS IN ONE DAY, VERY QUICKLY。

Overall, fast-track applications, although relatively stringent, have a high aggregate price ratio. Better-qualified friends might try。