In recent years, as Internet finance has flourished, the number of web-based lending products has grown, and a growing number of users have begun to use it to solve liquidity problems. For example, there are many oranges, which have attracted the attention of a number of users as a recently well-proclaimed microfinance product. However, many do not know much about the specifics of oranges. Is there a letter of request for an orange loan? How long does it take to do this

Is the next platform a lot of orange letters? How long will it take

Kratietoa currently has an open maximum borrowing of $200,000, with repayments of up to 12 months. The product is mainly for users between 23 and 50 years of age with a good credit record and a stable income. In order to apply for a loan, applicants are required to submit identification, face recognition, personal information, job information, contact person, address book and operator。

It is worth noting that the main suppliers of funds to the top oranges are licensed financial institutions or banks, so when applying for more than the top oranges, the user's letters of credit are checked. According to market feedback, oranges are more than ideal for down payment, so that eligible users with borrowing needs can try to apply。

Most of the oranges use a systematic audit and in most cases do not require a telephone return. The results are usually available within one to three hours of the submission of the application. If the audit is approved and the amount is available, the amount will normally arrive on the same day. If a user has a better creditworthiness, the system may give priority to such applications, with a corresponding shorter review time, while users with general qualifications may need to wait about three days. If the results are not approved for a long period of time, users are advised to contact the client service for information。

Although the application process is relatively simple for a large number of oranges, users must ensure that their personal qualifications meet the requirements before they are likely to succeed. In addition, users should make reasonable borrowing based on their individual needs and ability to pay, and avoid over-borrowing leading to non-payment. At the same time, good lending practices, full repayment on time and avoidance of delays in the borrowing process are also essential for future loan applications。