At present, when discussing the loan lines, banks usually offer the highest amounts, ranging from several thousand dollars to millions, or even hundreds of millions. However, there are different groups of users of these amounts. Typically, more than 100 million loans are requested by companies. How much can the bank borrow when the man applies for a loan? This depends largely on the following factors。

How much can a personal loan bank get? It's mainly affected by these factors

First, there are many types of individual loans provided by banks, and the amount of each loan product varies. Some have a maximum of hundreds of thousands of dollars, while others can reach millions. However, the amount of the loan varies for each user. If the users are well qualified, they will naturally receive a higher loan line。

The so-called “good quality” is mainly reflected in the ability to repay. Generally, the willingness to pay back determines whether the loan can be audited, while the ability to repay affects the level of the loan. If your income is higher, the amount of the loan received is not correspondingly low。

The higher the income, the higher the amount of the loan available. However, if income is low, there are other options。

FOR EXAMPLE, SOME USERS HAVE HIGH-VALUE FIXED ASSETS UNDER THEIR NAME, ALTHOUGH THEIR INCOME IS LOW. AT THIS POINT, THE OPTION IS TO APPLY FOR A MORTGAGE, THE AMOUNT OF WHICH IS DETERMINED ON THE BASIS OF THE ASSESSED VALUE OF THE MORTGAGE, UP TO A MAXIMUM OF 70% OF THE ASSESSED VALUE. AS A RESULT, THE MORE VALUABLE THE COLLATERAL IS, THE HIGHER THE AMOUNT OF CREDIT OBTAINED。

In addition, there is an option to apply for a secured loan. However, the amount of the secured loan is highly uncertain, as it is determined by the qualifications of the guarantor and is more inherently credit-oriented. If the guarantor does not have high income, the amount of credit available will not be too high。

If you want to know exactly the amount of your loan, you can consult the bank staff at the bank's network, and they will give professional advice according to your specific circumstances。