Do you want to pay a certified fee for online loans? After a small survey, we can clearly tell you that the formal lending company does not charge any fees before making a loan. Whether they are bonds, certificates or insurance, they are all illegal. If you have encountered these requirements in the course of the loan, it is generally possible to conclude that this is a fraud。

What kind of information do you have to prepare to apply for a network loan? Do you need to pay for your certification

THE FORMAL INTERNET LENDING PLATFORM WILL ALSO NOT REACH OUT TO BORROWERS THROUGH PRIVATE SOCIAL MEDIA, SUCH AS QQQ AND TWITTER. THE SO-CALLED FUNDING CERTIFICATION IS, IN FACT, A COMMON TRICK OF FRAUD. THEY TYPICALLY REQUIRE BORROWERS TO TRANSFER TO A DESIGNATED ACCOUNT TO “VALIDATE” UNDER THE PRETEXT OF “INUNDATED BORROWERS” OR “FILLING WRONG CARDS”. ONCE YOU PAY, THEY DISAPPEAR。

In fact, formal loan platforms do not require any funding certification. All you have to do is upload a valid identity card, bind a bank card, and use a mobile phone number with a real name for more than six months. Most of the platforms also require face recognition during the real loan application process. You may need to do a few simple actions like blinking, opening your mouth on the tip to make sure you're running your application. In addition, some of the platforms require the provision of contact person certification, job information certification, academic certification, public funds and social security certification。

In general, different online loan platforms have different certification requirements, and the materials you need will vary. Please refer to the product pages of each platform. If you encounter a fraud requiring certification, please call the police immediately to reduce your financial loss。