Today, more and more of the friends who use the money to pay not only make it easy to make the day-to-day payments, but also provide lending services like loans. If you have a financial need, you can consider applying for a loan by paying for the treasure. It needs to be noted, however, that borrowing is not always the case. If there are problems with the application, the reasons may be the following。

Why can't you borrow the money? These are the common reasons

**1. Underage**

To apply for a loan, you must be 18 years of age and have full civil capacity. Minors are not allowed to apply for these loan products. So if your age doesn't match, the system will reject your application。

**2. Unsatisfactory status**

It is open only to mainland Chinese residents and mainly to ordinary consumers. If you're a self-employed person or have opened a shop, it's likely that the payment will result in the rejection of your loan application。

**3. Not completed for actual name certification**

Before you open the loan, you need to make sure that your payment account has been certified and that you have a personal bank deposit card and a mainland Chinese phone number. If this information is not complete, the payment of the treasure will not provide a loan service。

**4. Aberrant status of accounts**

If you have an unusual payment account, such as a complaint filed, the account may have entered the platform's blacklist, which makes it impossible to open a loan service. It was therefore crucial to keep the accounts in normal condition。

**5. Inadequate sesame sesame **

An important condition for lending is more than 600 cents of sesame credits. If your sesame fractions are not up to standard, it is recommended that you build up some good credit records and raise the sesame fractions before you try to apply。

**6. Problems with correspondence records**

It's already connected to the I.M. system, so the system will look at your I.D. Reports, which, if there's a bad record, is the reason why you're borrowing. It is therefore also essential to maintain a good record of incoming letters。

These are the common reasons why you can't open a loan. You can look for your own problems against these elements and adjust them so that you can borrow them。