#1T1T# NATIONAL STUDENT LOAN APPLICATION PROCESS:

1.** Access to and registration of relevant websites**

First, you need to access the National Development Bank's Learning Loan Information Network, then click on the student online service and complete account registration。

2. ** Application forms completed and printed online**

The application form is completed online on the website and once completed, it is exported and printed. After printing, the students themselves need to sign the application form。

3. **Access to funding centre stamp**

Next, students are required to consult the county support centres where their domicile is located and to stamp the application form。

4.** Preparation of relevant materials**

The application includes a stamped application form, identification card for the student himself or herself and for the co-applicant, an acceptance letter or student's certificate, the original account book and a copy thereof。

5. ** Contract and receipt of letter of return**

Students and co-applicants go to the county support centres to sign loan contracts and obtain return letters。

6.** Submission of returns**

Finally, the student gives the return order to the school teacher, who enters the system and completes the application process。

#1T5T# PROCESS FOR APPLYING FOR COMMERCIAL STUDENT LOANS:

1.** Preparation of applications**

Students are required to travel to the bank with information such as their identity card, a letter of admission or a student's certificate, a certificate of the cost of attending the school and an identity card for their immediate family members。

2.** Bank audit and contracting**

The bank reviews the material submitted, and after this, the parties enter into a loan contract。

3.** Secured**

After the required formalities, such as guarantees, the bank makes a loan。

### METHODOLOGIES FOR INCREASING THE SPEED OF APPROVAL:

1. ** Full application information provided**

Complete and accurate applications are key to expediting approval. Applicants should carefully prepare and check all material to ensure that there are no omissions or errors。

2. **Selection of an appropriate lending institution**

The approval mechanism and speed of each loan institution vary, and applicants should choose the most suitable institution according to their circumstances in order to obtain the loan quickly。

3. ** Maintenance of a good credit record**

Good credit records facilitate the smooth passage of loan applications. In their daily lives, students should pay attention to the maintenance of credit records, and good credit records can be established with the appropriate use of instruments such as credit cards。

In conclusion, these relate to the process of applying for student loans and the method of expediting their approval. Students who wish to apply for student loans may prepare and apply in accordance with the above steps。