There would indeed be some impact on the Provident Fund loan when it was interrupted by resignation. The following are some of the responses:

What if he quit after the Provident Fund loan? Try these solutions

1. **to commercial loans**

If you are found to have defaulted on the Provident Fund loan approval stage, the bank may consider you no longer eligible for the Provident Fund loan and reject your loan application. In this case, a commercial loan contract may be selected for transfer. In addition, if you have paid off your arrears and do not intend to continue working for the time being, you may, in consultation with the loan bank, convert the Provident Fund loan into a commercial loan。

2. ** Provident Fund renewal as soon as possible**

If you begin to repay the loan, and your resignation results in the severance of the Provident Fund, the Provident Fund account will be sealed. However, the prior period does not affect your Provident Fund loans, but simply ensures that the monthly contribution is deposited into the repayment card. However, over time, banks may stop lending or recover borrowing to ensure financial security. The early renewal of the Provident Fund is therefore crucial to prevent long-term defaults。

3. ** Suspended loan scheme**

If you have just submitted an application for a Provident Fund loan and there is a short window period after your resignation, you can consider suspending the purchase of a house. Once personal matters have been handled and the Provident Fund has been renewed, a loan application is submitted again。

4. ** Advance settlement of loans**

If you expect a longer window period after your resignation, or if you do not intend to find a job for the time being, then you may also choose to settle the loan in advance if the remaining loan is small or you have sufficient economic power. This would not affect current loans even if they were cut off。

It should be noted that personal status cannot be replenished and only new units are entitled to pay on their behalf. Therefore, when resigning, there is a need to be ready to hand over and to avoid defaulting on the Provident Fund so as not to affect loan applications and repayments。