Micro-particle lending is a credit product based on a white list of invitations, and only some high-quality users are invited to use it. If you can't find the portal to the granule loan on the front page of the letter, it means that you are not eligible for application. How, then, can this segment of the invited users be joined? The following are some of the key techniques:

How can we have microlending? We need these skills

First, it is important to maintain a good record of correspondence. If you don't have any bad credit records in the recent past, such as late repayments or multiple borrowing, you have a better chance of being considered a high-quality user by the system. Good credit not only shows that you have a strong sense of compliance, but also demonstrates your ability to repay and increases the likelihood of successful loans。

Second, ensure the integrity of personal information. As is the case with other telecommunication products, the authentication of a real name is required. The bank card information that you bound must be valid and consistent with your real name authentication information. This step is to prove your identity。

Third, to demonstrate a stable financial situation. The regular practice of adding value, purchasing or consuming on Twitter can prove to the platform that your financial situation is stable. This ongoing activity has generated more trust for you, and is therefore more likely to be opened to the entry of particulate loans。

Finally, good social relations cannot be ignored. Avoid, to the extent possible, joining high-risk or marketing-like micro-trust groups and not interacting with friends that are systematically labelled as risk. This will prevent your account from being controlled and enhance your personal image in the big data system。

In short, if the above conditions can be met in combination, you will have a greater opportunity to be invited to open up the particle lending function. However, access is ultimately determined by a system-wide, large-scale analysis of wi-fi data, and manual intervention is not possible. Regional disparities and personal circumstances also affect the outcome of the launch。